Where we lend
Business loans right across Aotearoa
From the Auckland CBD to a Southland workshop, fundU lends $20,000 to $1m to New Zealand businesses secured against New Zealand property. One central team, fast direct decisions, wherever you are.
Lending wherever there's New Zealand property
Our regional pages cover the business landscape in each area, but you don't need to be in one of these cities to borrow. fundU lends against residential, commercial and some lifestyle property throughout the country — main centres, provincial towns and rural districts alike.
What matters is the property, the purpose and a sensible way to repay. Tell us where the property is and what your business needs, and we'll take it from there. See how the process works or read our guide to second mortgages for business.
Questions about location
Does fundU lend everywhere in New Zealand?
fundU lends to businesses right across New Zealand — from Northland to Southland — as long as there is suitable New Zealand property to secure the loan. Our central lending team handles every application, so you get the same fast, direct decision wherever you are.
Do I need to live near the property I'm borrowing against?
No. The property can be anywhere in New Zealand and doesn't have to be in the same town as your business. Many owners borrow against a home in one region to fund a business in another. We arrange a valuation locally and the lawyers handle the documents remotely.
Do I need to visit an office?
No. Everything can be done by phone, email and your lawyer. You tell us what you need, we assess it, and settlement is handled electronically through the lawyers, so there's no need to travel.
A practical next step
Ready to see what's possible?
Tell us what the business needs, when you need it and what property is available. A fundU lending specialist will call you back to talk it through — enquiring is free and won't affect your credit score.